Benefits of Giving

Type of Gift Form of Gift Amount Benefit of Gift Benefit to You
Outright Gift > Cash

> Stocks / Securities

> Real Estate

> Insurance

Unlimited > Perpetual income

> Interest income used by parishes, schools and the Diocese

> Income tax deduction

> No capital gains tax on appreciated gifts

Bequest > Cash

> Real Estate

> Personal Property

> Percentage of Estate

> Remainder of Estate

> Remainder of Estate after other obligations have been satisfied

Unlimited Bequest will be held in perpetuity and invested to fund Church needs > Possible estate tax deduction

> Opportunity to make a perpetual gift

Charitable Gift Annuities > Cash

> Stocks / Securities

$5,000 Minimum Upon death of the donor or last surviving annuitant, remaining assets are given to the Foundation > Guaranteed fixed income for life

> Portion of income is tax free

> Income tax deduction

> Possible reduction of estate taxes

Insurance Policies > Name the Catholic Diocese of Pueblo Foundation as the policy owner and beneficiary Unlimited Foundation receives full face value of policy upon death of the donor, or may receive current surrender value prior to donor’s death > Opportunity to make a substantial future gift to the Church at current Manageable cost

> Income tax deduction for value of the policy when transferred

> Premium payments may be deducted as gifts

Charitable Remainder Trusts > Cash

> Stocks / Securities

> Real Estate

Usually $50,000.00 Minimum Income for duration of trust helps Church meet spiritual and human needs that exceed the capabilities of most parishes > Variable or fixed income

> Deferred income if desired

> Income tax deduction

> Potential reduction of estate taxes

> No capital gains tax on appreciated gift (or deferral, in some instances)

Charitable Lead Trusts > Cash

> Stocks / Securities

> Real Estate

Usually $100,000.00 Or More Significant gift upon death of donor > At the end of the trust period, principal returns to the donor or heirs

> Principal can pass to others with little or no shrinkage

> Possible tax deduction

Retirement Plan / IRA > Name the Catholic Diocese of Pueblo Foundation as beneficiary of death benefit. Unlimited   > Opportunity to make a major gift

> Estate and income tax savings may cover a substantial portion of the gift

 

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